Found the perfect home? Prime Mortgage Loans can help you find the perfect mortgage.

Buying a home is one of the biggest purchases most of us make. House hunting can be exciting and disappointing at the same time. Some people find the perfect home in three days, for others, it can take months. We’ve seen it all. And we understand how you feel.

Once you finally find the perfect home, let us help you quickly find the perfect mortgage. We can be there with you every step of the way. Prime Mortgage Loans has been in this business for a long time, and we invite you to put our experience and expertise to work for you. See Our Loan Programs

15- and 30-Year Fixed-Rate Mortgages

With our fixed-rate mortgages, your interest rate and P & I does not change. Fixed-rate mortgages fully amortize over a defined period of time and are paid in-full at the end of the loan term.

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Fixed-Rate Balloons

With a fixed-rate balloon mortgage, P & I payment and interest rate do not change. Interest rate is typically less than fixed-rate loans, and borrowers anticipate refinancing or selling prior to the end of the balloon term.

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Fixed-Rate with Temporary Buydown

Borrower or seller may pay to temporarily lower the interest rate. Decreased interest rate reduces the monthly payment. Lower interest rate may help borrowers qualify more easily.

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Adjustable-Rate Mortgages (ARMs)

There is potential for the interest rate/ payment to fluctuate. ARMs transfer to borrowers a portion of the risk associated with a changing economy.

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Ready to get started?

Call us at 619-327-2202 to apply or pre-qualify for a loan now!

Prime Mortgage Loans is standing by to help you with all of your mortgage needs. Our superior customer service, experienced staff and hardworking attitude ensures that our lending experience will exceed your expectations every time. Pre-qualify or apply for a loan online in minutes!